• Terms & Conditions

Welcome to [stem-c.com]. These Terms & Conditions govern your access to and use of our Site, including any content, functionality, and services offered on or through [stem-c.com], and the purchase and use of our digital products, such as e-books and electronic courses (“Services”).

Please read these Terms carefully before you start to use the Site or purchase our Services. By using the Site, creating an account, or by clicking to accept or agree to the Terms when this option is made available to you, you accept and agree to be bound and abide by these Terms and our Privacy Policy, [Privacy Policy], incorporated herein by reference. If you do not want to agree to these Terms or the Privacy Policy, you must not access or use the Site or purchase our Services.

This Site is offered and available to users who are [18 years of age or older, or the age of majority in their jurisdiction]. By using this Site, you represent and warrant that you are of legal age to form a binding contract with [STEM-C  LLC] and meet all of the foregoing eligibility requirements.

1. Changes to Terms
We reserve the right, in our sole discretion, to revise and update these Terms from time to time. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

2. Intellectual Property Rights
The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) and our digital products (e-books, electronic courses, and all associated materials) are owned by [STEM-C  LLC] , its licensors, or other providers of such material and are protected by [United States] and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

  • License to Use Digital Products: Upon your purchase of a digital product, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access, download , and use the purchased digital product for your personal, non-commercial, educational purposes only, subject to these Terms.
  • Restrictions: You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download (except as expressly permitted), store, or transmit any of the material on our Site or in our digital products, except as follows:
    • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
    • You may store files that are automatically cached by your Web browser for display enhancement purposes.
    • For digital products specifically designated for download (e.g., e-books), you may download one copy to a single device for your own personal, non-commercial use and not for further reproduction, publication, or distribution.
  • You must not:
    • Modify copies of any materials from this site or our products.
    • Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text.
    • Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this site or our products.
    • Share your account login credentials or allow others to access purchased digital products through your account.

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Site or our digital products in breach of the Terms, your right to use the Site and Services will stop immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title, or interest in or to the Site or any content on the Site or our digital products is transferred to you, and all rights not expressly granted are reserved by [STEM-C  LLC].

3. User Accounts
To access certain Services, such as purchasing and using our electronic courses, you may be required to create an account. You agree to provide true, accurate, current, and complete information about yourself as prompted by the registration form. You are responsible for maintaining the confidentiality of your account password and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security.

4. Purchases and Payment

  • Digital Products: We offer digital products (e-books, electronic courses) for sale on our Site. All prices are listed in [USD] and are subject to change without notice.
  • Payment: We use third-party payment processors [like Stripe, PayPal …] to bill you through a payment account linked to your account on the Services. The processing of payments will be subject to the terms, conditions, and privacy policies of the Payment Processors in addition to these Terms. We are not responsible for errors by the Payment Processors. By choosing to purchase our digital products, you agree to pay us, through the Payment Processors, all charges at the prices then in effect for any use of such Services in accordance with the applicable payment terms.
  • Taxes: You are responsible for any applicable taxes, duties, or other governmental levies associated with your purchase.
  • No Refunds: Please refer to our [Refund & Returns Policy] for information about refunds, which are generally not provided for digital products once accessed or downloaded, except under specific circumstances outlined therein.

5. Prohibited Uses
You may use the Site and Services only for lawful purposes and in accordance with these Terms. You agree not to use the Site or Services:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • To exploit, harm, or attempt to exploit or harm minors in any way.
  • To transmit, or procure the sending of, any advertising or promotional material, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation.
  • To impersonate or attempt to impersonate [STEM-C  LLC] , a company employee, another user, or any other person or entity.
  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm [STEM-C  LLC] or users of the Site or expose them to liability.
  • To decompile, reverse engineer, or otherwise attempt to obtain the source code or underlying ideas or information of or relating to the Services.

6. User Contributions
The Site may contain message boards, chat rooms, personal web pages or profiles, forums, bulletin boards, and other interactive features (“Interactive Services”) that allow users to post, submit, publish, display, or transmit to other users or other persons (“post”) content or materials (“User Contributions”) on or through the Site.

All User Contributions must comply with the Content Standards set out in these Terms. Any User Contribution you post to the site will be considered non-confidential and non-proprietary. By providing any User Contribution on the Site, you grant us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose.

[contributions must not be illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, etc.]

7. Reliance on Information Posted & Educational Nature
The information provided on or through the Site and within our digital products is made available for general informational and educational purposes only. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents. Please also see our full [Disclaimer].

8. Third-Party Links
If the Site contains links to other sites and resources provided by third parties, these links are provided for your convenience only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9. Disclaimer of Warranties
YOUR USE OF THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE (INCLUDING OUR DIGITAL PRODUCTS) IS AT YOUR OWN RISK. THE SITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER [STEM-C  LLC]  NOR ANY PERSON ASSOCIATED WITH [STEM-C  LLC] MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE SITE OR SERVICES.
WITHOUT LIMITING THE FOREGOING, NEITHER [STEM-C  LLC] NOR ANYONE ASSOCIATED WITH [STEM-C  LLC] REPRESENTS OR WARRANTS THAT THE SITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE SITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.
TO THE FULLEST EXTENT PROVIDED BY LAW, [STEM-C  LLC] HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

10. Limitation on Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL [STEM-C  LLC] , ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE SITE OR SUCH OTHER WEBSITES, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE OR SUCH OTHER WEBSITES (INCLUDING DIGITAL PRODUCTS), INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.
THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
IN NO EVENT SHALL THE TOTAL LIABILITY OF [STEM-C  LLC] TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THE SITE OR PURCHASING THE DIGITAL PRODUCTS IN THE LAST SIX (6) MONTHS, OR [$50 USD], IF YOU HAVE PAID NOTHING.

11. Indemnification
You agree to defend, indemnify, and hold harmless [STEM-C  LLC] , its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site and Services, including, but not limited to, your User Contributions , any use of the Site’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site or our digital products.

12. Governing Law and Jurisdiction
All matters relating to the Site, our Services, and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of [US , Sheridan, WY] without giving effect to any choice or conflict of law provision or rule.
Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal courts of [United States] or the courts of [US , Sheridan, WY] located in [US , Sheridan, WY], although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

13. Dispute Resolution
“At [STEM-C  LLC] ‘s sole discretion, it may require You to submit any disputes arising from these Terms or use of the Site, including disputes arising from or concerning their interpretation, violation, invalidity, non-performance, or termination, to final and binding arbitration under the Rules of Arbitration of the [American Arbitration Association] applying [United States] law.”

14. Waiver and Severability
No waiver by [STEM-C  LLC] of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of [STEM-C  LLC] to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

15. Entire Agreement
The Terms & Conditions, our Privacy Policy, our Refund & Returns Policy, and our Disclaimer constitute the sole and entire agreement between you and [STEM-C  LLC] regarding the Site and Services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Site and Services.

16. Contact Information
All feedback, comments, requests for technical support, and other communications relating to the Site or Services should be directed to:
[[email protected]] Or via WhatsApp: [+44 7411 200485]
[Contact Us]

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